The Effects Of Chocolate On The Emotions [ http://chocolate.zersal.com/2008/06/17/the-effects-of-chocolate-on-the-emotions/ ]
It is common perception that chocolate is a mood elevator although some people believe that it causes headaches and migraine. Though it is widely accepted that chocolate affects our moods, the research on this is still in a fluid state. Every contention is fiercely debated. We will discuss various ways that chocolate affects our moods and emotions, according to the present set of beliefs. - [ Read more ]

Communicating with Case Studies [ http://communication.zersal.com/2008/06/21/communicating-with-case-studies/ ]
Not long ago, I made a partnership pitch, on behalf of an organization I represent, to another organization with similar interests. If the idea had come to fruition, it would have radically changed our organization. - [ Read more ]

Know Your Man Being A Sum of Parts [ http://friends.zersal.com/2008/08/22/know-your-man-being-a-sum-of-parts/ ]
“I’m a human being all the time, even when I sleep. But I’m not a musician when I sleep, and I’m not a musician when I eat, unless I’m paying attention to music or talking about music.” ~ Herbie Hancock - [ Read more ]

The ABC of Getting a Home Loan in Australia [ http://home-loan.zersal.com/2008/08/24/the-abc-of-getting-a-home-loan-in-australia/ ]
If you are a new to the lending game and have never taken out a home loan before - here are some issues that you should consider before choosing your loan. - [ Read more ]

Redesign Your Home Into Your Dream Home [ http://interior-design.zersal.com/2008/08/21/redesign-your-home-into-your-dream-home/ ]
What could you do with $150,000? You could buy a small, modest home in some communities. You could sell your home and move to a larger home. Or you could redesign and personalize your current home so that, although it will appear average on the outside, looking undistinguished from the neighbours’, there is absolutely nothing average about the interior once the work is complete. - [ Read more ]

Do Over [ http://journey.zersal.com/2008/08/22/do-over/ ]
One of the great cinematic moments I can think of is the scene in ‘City Slickers’ in which Billy Crystal’s character talks to his friend about how, when they were kids, if they were playing a game and something happened that they didn’t like, someone would yell, “Do over!” He then says, “That’s what this is. My life is a do-over.” - [ Read more ]

Forex Mini Account - Am I Eligible [ http://forex.zersal.com/2008/08/25/forex-mini-account-am-i-eligible/ ]
If you were just learning about Forex Markets a good idea for you would be what is called the Forex mini account. The mini account is also great for those who want to start off with a fairly low investment. A mini account can be opened with only $250 while a regular one has to involve a minimum of $2,500. The option of the Forex mini account is definitely a more realistic option for smaller businesses that would like to get involved in the world market with very little available capital. - [ Read more ]

How Safe Is Your Credibility Records [ http://credit-report.zersal.com/2008/08/27/how-safe-is-your-credibility-records/ ]
Fond of purchasing on credit using your different Credit Cards account? If you are one, you pay more in interests than getting a personal or character loan from a lending bank categorized as having to do with lending thru agencies that handles direct their credit accounts. A Credit Report on excellent credit history, amounts to owning the best major credit or visa card issued by a prestigious bank. It’s worthwhile to safeguard your Credit Record by consulting Credit Report Agencies. - [ Read more ]

What’s in My Credit Report [ http://credit-report.zersal.com/2008/08/30/whats-in-my-credit-report/ ]
Your credit report contains a list of every member creditor who has lent you money or provided you with credit in any way. It shows your charge accounts, automobile loans, bank and student loans, home mortgage, and any other credit-related transaction. It shows when the credit line was opened, the highest amount you ever borrowed, how much you owe now, and whether you’ve missed any payments or were late. - [ Read more ]